How Much Is Business Insurance
for Snow Plowing and Removal Companies?

Small business insurance can protect your ice removal business from lawsuits over slip-and-fall accidents, property damage, and auto accidents — three liabilities that every snow plowing company has. But how much does it cost to insure your business?

The short answer is insurance costs vary from business to business. Your premiums depend on the size of your company, how many properties you service, where you're located, and what equipment you use.

But we know it's helpful to have a rough estimate on business insurance costs so you can start budgeting. These sample insurance quotes, which show how much a typical snow and ice removal company might pay for insurance, are intended to act as a point of reference.

HOW MUCH IS
General Liability Insurance?

How Much Is General Liability Insurance?

Take a minute to think about all the different ways your business could damage a client's property or cause an injury. Maybe your truck backs into a client's fence. Maybe you don't put down enough salt and someone slips on a sidewalk. To cover the cost of property damage and bodily injury lawsuits, there's General Liability Insurance. GL Insurance can pay your lawyer fees and the damages you owe customers (or other third parties) when your business is sued.

The typical GL Insurance policy costs $425 to $1,100 annually for snow removal companies.

Average Premiums, Deductibles and Limits on General Liability Insurance Policies for Snow Plowing and Removal Companies
Name USD

Median policy premium:

$425 to $1,100

Median policy limit:

$2 million

Median policy deductible:

$1,000

To see how the cost of General Liability Insurance for snow plowing and removal companies compares with other industries, visit Insureon's General Liability Insurance Cost Analysis New browser window icon..

HOW MUCH IS
a Business Owner's Policy?

How Much Is a Business Owner's Policy?

A Business Owner's Policy is an insurance package designed for small-business owners. BOPs bundle General Liability Insurance and Property Insurance together, offering a solid foundation of coverage for your business. Commercial Property Insurance reimburses your business when its equipment, plow blade, and tools are lost or damaged because of fire, theft, vandalism, and other covered events.

The typical BOP starts at $500 in annual premiums for snow and ice removal companies.

Average Premiums, Deductibles and Limits on BOP Insurance Policies for Snow Plowing and Removal Companies
Name USD

Median policy premium:

$500

Median policy limit:

$2 million

Median policy deductible:

$500

HOW MUCH IS
Commercial Auto Insurance?

How Much Is Commercial Auto Insurance?

As a snow plowing and ice removal business owner, you're often traveling to and from your clients' locations. When your business is going well, driving conditions are often at their worst. You have to drive through snow, sleet, and icy conditions, often when it's dark out.

Because a single auto accident can cost tens of thousands of dollars, Commercial Auto Insurance is a wise investment. It may even be mandatory if your vehicle is registered in your business's name.

Commercial Auto Insurance starts at $922 a year for the typical snow plowing business.

Average Premiums, Deductibles and Limits on Commercial Auto Insurance Policies for Snow Plowing and Removal Companies
Name USD

Median policy premium:

$922

Median policy limit:

Varies

Median policy deductible:

None (liability only)

FREE QUOTES
on Business Insurance

Free Insurance Quotes For Snow Plowing and Ice Removal Companies

As you look around for coverage, consider the benefits of working with insurance agents who have experience insuring ice removal / snow plow businesses. Insureon agents understand the kinds of driving, property damage, and liability risks that snow removal businesses have. We can customize an insurance plan to cover the specific needs of your business.

For accurate insurance quotes tailored to your snow plowing business, submit an online insurance application.

Grab-n-Go Information

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