Chapter 3: Finding Insurance for Your Janitorial, Maid, or Cleaning Services Business
Part 2: Finding Small Business Insurance with a Licensed Independent Agent
In addition to saving time, you may also save money when working with an independent insurance agent to get coverage. Independent agencies aren't beholden to any single provider, so they can usually find you a good deal on your policies. Here's what you can expect when you purchase insurance with the help of an agent:
1. A single application gets you multiple quotes.
When you work with an insurance agent, you're not responsible for searching for providers, researching their reputations, or determining whether they offer the policies you need. At insureon, we only ask you to fill out a single online application (https://www.insureon.com/quote/NaicsFinder.aspx) (it takes about 10 minutes to complete).
From there, we assign your business an agent who compiles quotes from different providers for you. Our estimates aren't automated, meaning a real-life agent hand selects policies for you based on your information and their firsthand training in insuring your industry. They send the quotes right to your inbox so you can compare the offerings at your leisure.
2. A person answers your insurance questions.
At insureon, we build business protection plans, but we also build relationships with our clients. We know that nothing is more frustrating than trying get help from a machine. That's why we assign each client their own agent to consult about their policies (and not just when it's time to renew). We're happy to answer your coverage questions so you can make informed and confident decisions about your risk management plan.
3. You work with an industry specialist agent.
The best part of having your very own insurance agent? The agent you work with throughout the life of your policy is also an insurance expert for your industry. You won't have to explain what your business does or what coverages you need. Your agent already knows the risks of your industry and the policies that can best protect you in times of uncertainty.
This expert insight also means your agent can ensure you receive industry-specific plans from top-rated carriers, which can save you money and maximize your coverage.
4. You don't have to decode insurance industry jargon.
Insureon works hard to make insurance accessible for our clients. We don't think you should have to be a lawyer or an insurance agent to understand how coverage works. And understanding insurance is the key to making the best risk management decisions for your business. For any questions you have, our insureon agents can give you the skinny in plain English.
Next: Chapter 4: Building a Risk Management Plan for Your Cleaning Business
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