Between handling cleaning chemicals, moving heavy equipment, operating power tools, and cleaning public spaces, there are a lot of things that could go awry for the typical cleaning business. To help you protect your cleaning company from financially devastating lawsuits and losses, let's look at what you can do to limit your exposure to the following risks:
- Damage to customer property. If an employee uses the wrong cleaning solution on a client's expensive hardwood floors, your business could be sued for the cost of replacing the damaged property.
- Third-party bodily injuries. Say you clean office buildings, and a client's employee slips and falls on the just-mopped floor. Your client can hold your business accountable for the employee's medical expenses.
- Damage to your equipment. You rely on your cleaning gear to run your business. If something happens to your equipment, you're out of work until you can afford to replace it.
- Chemical exposure. If you don't properly store chemicals, your business could be on the hook for pollution damages.
- Employee occupational injuries. Your employees work in labor-intensive conditions. If they suffer bodily injuries because of their work, your business is liable for their medical expenses.
In this guide, we'll give you an overview of the policies designed to protect your business from these risks.