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What is a surety bond? Do I need one?

A janitorial or surety bond insures the contracts you sign with clients. In order to be a licensed and bonded cleaning professional, you need to buy a Surety Bond policy from an insurance company.

Here's how the bond works: if you fail to fulfill your contractual obligations, the insurance company reimburses the client for the fees they paid for your work. Unlike other insurance policies, you have to pay back the insurance company for the amount of the bond claim. A bond is valuable to your company because it helps you earn the trust of new clients who want assurance that they won't lose money by working with your business.

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