Keeping Your Claims History Clean
Risk Management Guide for Janitorial, Maid, & Cleaning Services

Chapter 3: Finding Insurance for Your Janitorial, Maid, or Cleaning Services Business

In the last chapter, you learned about the small business insurance policies that can benefit your business the most. Now it's time to talk about the next step toward building your business protection plan: purchasing insurance.

For the uninitiated, buying insurance can seem pretty daunting. If you're an independent cleaning contractor, chances are the most experience you have with purchasing coverage is when you applied for a personal policy, such as Homeowner's Insurance. Though similar in the way it offers protection, small business insurance is a different animal.

Before you take your search to the Internet, let's cover the basics of insurance shopping. Typically, you have two options available to you:

  • Find insurance on your own, which means you'll have to vet providers, check ratings, compare products, and request quotes with little to no guidance.
  • Partner with an insurance agent who does all that for you.

Which option is right for you? Let's take a look at both paths so you can make an informed decision.

Next: Chapter 3.1: Finding Small Business Insurance on Your Own

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Keeping Your Claims History Clean: A Risk Management Guide
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